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Mutual Funds

Mutual Funds are professionally managed portfolios by Asset Management Companies (AMC), that are regulated by Securities and Exchange Board of India (SEBI). After carefully understanding your financial goals, Jaspar recommends suitable Mutual Funds that help you to realise your financial goals. Mutual Funds plays a crucial role in our investment planning recommendations for most of our clients who are salaried and self-employed individuals.

How Mutual Funds Work

Mutual funds are a type of investment vehicle that pools money from multiple investors to buy a diverse portfolio of stocks, bonds, and other securities. They offer professional management, diversification, and liquidity.

It is our philosophy to discourage individuals trading in the market directly in pursuit of profit for the following reasons:

  1. Individuals need to have stock picking skills that requires rigours fundamental and technical analysis
  2. Individuals need to continuous monitor, screen and adding new stocks into their existing portfolio based on its performance.
  3. Individual needs to have portfolio management skills especially to understand how the portfolio risk changes when a new security is added to the portfolio.
  4. Further the investment ticket size needs to be large enough to ensure adequate diversification.

When you have financial goals, it is not a good idea to test the water by investing your hard-earned money to learn share market lessons. As against this, the SEBI regulated AMCs are well qualified and uses their sophisticated professional experience and algorithms to trade.

Types of Mutual Funds

  • Large Cap, Midcap, Small Cap, Multicap and Flexicap Funds
  • Value, Thematic, Sectoral, Seasonal and Opportunity Funds
  • Balanced Advantage
  • Multi Asset Allocation
  • Solution Oriented and Fund of Funds
  • Money Market, Arbitrage and Overnight Funds
  • Ultra Short, Short, Medim and Long-term/duration Funds
  • Gilt Edge Funds

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